FAQs

Q: How do we get paid?

We receive compensation from our lending partners when you finish the loan process and are funded. This does not impact your rate and Uplift Financial does not charge any fees – your application is always free.

Q: Is your service safe?

We’re a BBB accredited business and only work with trusted lenders. Our BBB profile can be accessed here. We’ve also partnered with Trustpilot to gather feedback from our customers, please feel free to look through our reviews. Please also feel free to give us a call at 617-463-9016 or send us an email at [email protected] and we’d be happy to answer any questions.

Q: What is a personal loan?

A personal loan is money borrowed and repaid in fixed monthly payments over time. You can apply for a personal loan through a bank, credit union, or online lender.

Q: Do I need a bank account?

Yes, at this time all of our lending partners require a bank account to allow for efficient transfer of funds.

Q: What are the requirements for applying?

Every lender is different, but there are some base eligibility requirements to apply for a personal loan. You must be at least 18 years of age. Our lenders also require that you have a bank account for electronic funds transfer if you are approved and accept a loan offer.

Q: I have bad credit. Should I still apply?

While we can’t guarantee approval for a loan, we do work hard to have great options available regardless of credit standing. Checking your loan options will not affect your credit score.

Q: I’ve been rejected. What now?

We’re sorry to hear that we were unable to match you with a loan that fits your needs at this time. We are actively working with our lending partners to expand the loan options through our site and make it easier for our customers to find the right loan. If you’re looking for additional loan options or financial products, please check out our “Other Products” page located on the top righthand side of the menu bar.